The old way of assessing risk, stereotyping investors with subjective semantics, simply doesn’t work. The words “moderately conservative investing” may mean something different to you than it does to us, and a person’s age doesn’t always determine those factors anyway. In fact, a team of academics performed an assessed our methodology and found that 52% of 20-29 year olds aren’t aggressive, and 53% of 70-79 year olds aren’t conservative!